Independent Financial Advisers | Impartial advice on mortgages and pensions

As a homeowner, you will have invested a lot of time and money into making it the home of your dreams. You may find your retirement income is not enough to see you through the rest of your years, yet you have your heart set on staying in your home for the rest of your life. Equity release lets you release some of the money you have in your home, without having to move, which you can use towards a more comfortable retirement. You could release money from your home to help you do what you want in your retirement. You can continue to live in your home until you die or go into long– term care.

As equity release is a lifetime commitment we’ll explain all of the costs and risks involved, including how it reduces the inheritance you leave and may affect tax and welfare benefits.

Equity release is a big decision, so we’ll look at all your options before deciding if equity release is right for you. Equity release has already helped thousands of people release money from their homes, Thom IFA ltd will go through your individual circumstances to find the option that best suits your needs and turn your retirement expectations into reality.

This is a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

A fee of £200 is payable at the outset and £200 is payable when you apply for an equity release product.

or alternatively

A fee of £525 is payable at the outset and £525 payable when you apply for an equity release product and we will refund any commission received from the lender/company that buys your home.

We will refund any commission received from the lender/company that buys your home.

Mortgage Calculator

Loan amount:
Duration:
years Interest rate:
% Monthly repayments: GBP
Total to be re-paid: GBP

Let Us Help You Plan For The Future

For more information, or to arrange an initial meeting to discuss your needs:
email : james@thom-independentfinancial.com or telephone us on: 07702 597010

We’d be happy to help.